Your Personal Injury Attorney



Car Accidents

Our attorneys have helped car accident victims in Philadelphia for over 40 years.

A Philadelphia car accident attorney at Gallagher Law will offer more than legal advice and a path to compensation, we will support you and guide you through the complexities of a car wreck claim. From the moment you contact Gallagher Law, you will feel at ease. Attorney Joanie Gallagher and Michelle Siegel will work hard so that you are made whole and help you on your road to recovery. Gallagher Law will work on your case on a contingency fee, meaning you pay us nothing unless we recover money for you.

Why Choose our Philadelphia Car Accident Attorneys?

Many of our attorneys receive recognition as Super Lawyers and Best Lawyers. We have recovered millions of dollars for our clients over the years, and we are committed to each client we serve. We believe that a good car accident lawyer must:

  • Have an honest and straightforward approach to client communications. Attorneys work in high-stress environments on a daily basis. Yet, client satisfaction often hinges on an attorney’s ability to connect with clients. We pride ourselves in providing you with timely communication through our teamwork at Gallagher law. 

  • Maintain active connections in legal and local communities. We word hard at what we do and have maintained relationships in the communities for over 40 years. 

  • Have access to the necessary resources to explore the claim. From independent investigations to courtroom skill, a firm should have it all. Every step is important. Trial experience and a history of high dollar resolutions are the capabilities you want in a firm. 

  • Never hesitate to take a case to trial. Great attorneys never take the path of least resistance. They do what is right for their clients. This includes fighting unreasonable insurers and often times requires taking the case to trial.

What to Do After a Car Crash?

  • Stop your vehicle immediately.

Pennsylvania law requires that individuals stay at the scene of an accident if injuries or property damage has occurred.

If possible, do not block traffic.

  • Get to safety.

If you do get injured in the collision, move to a safe area and wait for emergency responders to arrive. Make sure that someone on the scene has called for an ambulance. Never refuse treatment, even if you don’t think your injuries are severe — symptoms that may not be obvious right away could intensify later.

  • Keep calm.

Don’t admit fault for the accident, and don’t make accusations. What you say immediately after an auto accident can be used against you later so avoid discussing the accident with the other driver. Do not sign any documents until getting legal advice.

  • Cooperate with police.

Report the accident to police. Cooperate with investigating police officers when they arrive. The police will create an accident report that you can acquire later.

  • Collect information.

Use your cell phone to take a pictures of license plates and obtain the names, addresses, phone numbers, and license plate numbers of everyone involved, including witnesses. Take video as well if your phone is capable. It is also smart to document anything your remember about the setting. This can include the time, lighting conditions, road conditions, or any other factors that could have influenced the accident.

  • Hire an accident attorney.

Speaking with a lawyer early in the claims process so you understand the process and protect yourself and your family.

Types of Car Accidents

  • Distracted Driving Accidents

Any activity that takes a driver’s attention off the roadways constitutes distracted driving. This includes eating, applying makeup, playing a game, reaching into the backseat of the vehicle, and digging around in a bag while driving.

  • Head-on Collisions

Head-on collisions are some of the most serious accidents. They can be caused by a driver speeding to pass a car or running a red light.

  • Highway Accidents

Accidents on the highway are more serious than residential collisions. Whether you are on I-95, 76, or even a small crash due to a lane change, any accident on a highway can impact you and other passing drivers. These accidents can involve multiple vehicles and victims.

  • Hit and Run Accidents

If you are hit by another driver and they flee the scene, try to document as much information as possible. If the other driver is eventually found, you may be able to pursue criminal charges in addition to you civil case.

  • Fatal Car Accidents

Insurance After an Accident in Pennsylvania

Pennsylvania is a “no-fault” state. This meansthat regardless of fault in a car accident, your insurance can cover you. However, Pennsylvania is unique in that it is a “choice no-fault” insurance.This difference boils down to the idea of full or limited tort insurance.

  • What is the difference between full and limited-tort?

Tort selection is the most important concept for any vehicle owner in Pennsylvania to understand:

  1. Limited-tort coverage saves owners on their annual insurance premium. It also abandons their rights to recover non-economic damages (such as pain and suffering) if they are injured by another driver.
  2. Full-tort coverage costs more each year in premiums. But car owners can recover all economic and non-economic damages if injured. Without full tort, the chances of the other driver’s insurance company denying or limiting an accident claim increases. It also substantially limits your right to recover.

  • What is the minimum vehicle insurance coverage required in Pennsylvania?
  1. Medical Benefits: provides compensation for medical bills for those covered on your policy regardless of fault. The state minimum limit is $5,000 of coverage.
  2. Bodily Injury Liability: pays for medicalbills, rehabilitation expenses, and damages for those injured in a car accident where you are liable. The minimum limit is $15,000/$30,000, which compensationsup to $15,000 per person injured up to a total of $30,000 per accident.
  3. Property Damage Liability: covers damage to another person’s property in an accident for which you are at fault. The minimum limit is $5,000 of coverage.

When Do I Have to File a Car Accident Lawsuit in Pennsylvania?

You may need to file a car accident lawsuit in Pennsylvania if the insurance company is not offering as much as your injuries and damages are reasonably worth. If you do need to file a lawsuit, you will have two years from the date of your crash to file. This deadline is strict. Missing it generally means you cannot file a claim to damages. In a wrongful death car accident claim, the two-year deadline does not start until the date of death rather than the date of the accident. Work with a Philadelphia car accident attorney at Gallagher Law to understand your precise deadline to file. 

Let Our Car Accident Lawyers Fight to Get You The Compensation

You Deserve

If you suffer an injury after a car accident in Philadelphia, PA, you will need the help of a lawyer. Insurance adjusters

know time is on their side when one of their drivers caused an auto collision that hurt someone. While an injured victim is recovering, the other driver’s insurance company has begun investigating the accident. They also do not have alegal obligation to inform injured victims of their legal rights.

At Gallagher Law, we will be your advocate. We understand the devastation that arises from car accidents. We are also experts

on the laws that protect people just like you from suffering without restitution. Allow us to help you find closure and fair compensation for your losses. We cannot guarantee an outcome, but we deliver our commitment to excellence backed by a history of success. For a case evaluation, contact our Philadelphia law office today.

John Gallagher

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